Insurance Carriers We Represent

The Best Coverage Available

Our Partners

Only the best coverage for our clients

AAA
Acuity
American Modern Home
Badger Mutual
Berkley
Berkshire Guard
Berkshire Homestate
Chubb
EMC
Employers
Germantown
Hagerty
Hanover
The Hartford
Kemper
Liberty Mututal
Midwest Family Mutual
Openly
Progressive
Rockford Mutual
Safeco
Secura
Selective
Society
Travelers
US Assure-Zurich
FAQ

Frequently asked questions

What does home insurance typically cover?

Home insurance typically covers dwelling protection (structure), personal property, liability, and additional living expenses in case of a covered loss or damage.

What types of commercial insurance does JL Insurance Inc. offer?

JL Insurance Inc. provides a range of commercial insurance options, including general liability, property insurance, workers' compensation, and business interruption coverage.

How much life insurance coverage do I need?

The amount of life insurance coverage you need depends on various factors such as your income, debts, dependents, and financial goals. It's advisable to speak with a JL Insurance Inc. agent to determine the appropriate coverage amount for you.

How can I lower my home insurance premiums?

There are several ways to potentially lower your home insurance premiums, such as increasing your deductible, installing security systems, bundling multiple policies, and maintaining a good credit score.

Can I change my life insurance policy as my needs change?

Yes, you can make changes to your life insurance policy as your needs evolve. JL Insurance Inc. can assist you in adjusting your coverage accordingly.

How is car insurance premium calculated?

Car insurance premiums are typically determined based on factors such as your driving record, vehicle type, location, age, and coverage needs.

The Highest Rated Insurance Service in Chicago

325+ Five Star Client Reviews

Great service, great rates, and always willing to answer any questions. Highly recommend!"
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Nouman Qureshi
"A friend recommended JL Insurance to me after complaining to him a few times about  premium rates.  I decided to reach out to his agent and I am so glad I did. Joe went over various options and took time to explain what products would work best for all my insurance needs. Joe not only helped me to save  money but also provided the best coverage to protect my home, auto and business."
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Amjad Ghafoor
“We recently switched our home and auto insurance to JL Insurance and are super happy about saving a ton of money. Pat is knowledgeable and friendly! Highly recommended!"
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Jennifer R.
"Joe and his team are fantastic! Definitely someone you can trust with your insurance needs.  I usually only take the time to write a review if I have a complaint or criticism, but had to make an exception for Joe. Check them out!"
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Lizzie P
“Pat was the best agent I’ve ever worked with! He was super responsive, friendly, efficient, and incredibly knowledgeable. We wish we would have reached out to him sooner! Highly recommend!
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Jill Roderick
“Joe was excellent to work with. He and his team are true professionals to get you everything you need. Easy to reach and great to talk to. Makes these processes quick and easy and I couldn't be happier."
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Caelan Hayes
"Not able to tell you how happy I am with Surely. Best. Product. Ever! Wow what great service, I love it!"
- Thalia M.

Employee @ Company

"I have gotten at least 50 times the value from Surely. After using Surely my business skyrocketed!"
- Justis Y.

Employee @ Company